Financing with Our Dealership

Hassle Free Buying For Over 50 Years

For over 50 years, Dave Smith has offered a low price with a Hassle Free Buying experience. From the beginning, founder Dave Smith stated "We only do deals that are good for the customer and good for the dealership". The statement "Where friends meet", which we have over the door in our showroom has been more than a slogan but how we operate our business. Because we value taking care of customers and making friends, we have won awards such as #1 GM dealer in the Northwest since 1994 and #1 Internet Dealer and Dealer of the Year by Automotive News. We are proud to have one of the highest customer satisfaction ratings in the industry.

Our Finance Department is no different from the rest of our dealership. With over 50 lenders that we work with we are often able to secure better loans and better rates than you might find elsewhere. We look forward to assisting you in financing your next vehicle.

Areas We Serve

Here at Dave Smith Motors we sell new GMCs. Selling over one thousand vehicles a month allows for a large number of top quality trade-ins, and combined new and pre-owned we have over 3,000 vehicles to choose from. KELLOGG, Idaho, only has a population of 1,800 but our customers come from all over America for Hassle Free Buying, and to experience the beautiful Northwest . We provide complimentary shuttle service to our dealership from the Spokane International Airport(GEG) and help to coordinate travel plans for customers coming from out of the area to buy their vehicles.

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We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Dave Smith GMC Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Dave Smith GMC can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

  1. Dave Smith GMC

    210 North Division Street
    Kellogg, ID 83837

    • Sales: (208) 820-1042
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Get in Touch

  • Contact our Sales Department at: (208) 820-1042
  • Monday7:00 am - 7:00 pm
  • Tuesday7:00 am - 7:00 pm
  • Wednesday7:00 am - 7:00 pm
  • Thursday7:00 am - 7:00 pm
  • Friday7:00 am - 7:00 pm
  • Saturday7:00 am - 7:00 pm
  • SundayClosed